Credit Repair
If you need help with repairing your own credit and want to learn more about things like:
- How to get a copy of your credit report
- The inquiry removal process
- What language goes into a dispute letter
- Can bankruptcies or judgements be removed from your credit file
- How to dispute charge-offs, collections, medical bills, late pays
Then you’re at the right place; this article is for you!
In this article, you’ll discover some basic information about credit repair so that you can decide if DIY credit repair is right for you.
You’ll also get information on where and how to apply for our DIY credit repair program called REI Accelerator.
Let’s begin.
The goal in our REI Accelerator program is to transform your personal credit as well as your living situation so that you have a 680 credit score or higher in order to buy a multi-unit property that cash-flows.
The process to reach this goal is by mailing out dispute letters every 30 days to the three major credit bureaus: Equifax, Experian, and Transunion until the negative accounts are removed from your credit reports.
Negative accounts that can be removed from your credit reports are:
- Collections
- Charge offs
- Judgements
- Late pays
- Medical bills
- Repos
- Bankruptcies
- Late pays
- Evictions
Once the negative accounts are removed from your credit reports, and you have a 680 credit score, you can then start building your credit score to a 720 and higher.
Within the REI Accelerator program, you’ll learn things like how to:
- Download your credit reports
- Draft dispute letters
- Mail out dispute letters
- Apply for a secured credit card
- Pay down debt below 30%
- Pay your bills on time
- Increase your credit scores by 50, 100, or 200 points
- Manage your time
- Develop the mindset of an entrepreneur
- Build a team and establish working relationships
Still need help? Contact us.